Real Estate Scenario Calculator — Compare Investment Scenarios

ⓘ This is an educational what-if model. All numbers are computed from your assumptions and are not a forecast or investment, financial, tax or legal advice. Past performance does not guarantee future results. Consult a licensed adviser before making decisions.
SCENARIO CALCULATOR
MetricValues
Capitali100.000 €
Renti800 €
HIGHEST MODELED VALUE (INFORMATIONAL) OVER 60 MOTwo apartments to rentnom: 22.535 €real: 19.918 €Not investment advice

Scenario Parameters

Country / preset
CPI Greece
2.7%
World Bank 2025
Rent growth %/yr
+8%
Numbeo
Reno growth %/yr
+3.5%
Eurostat
Net rate
2.5%
Central Bank
House appreciation %/yr
+6%
OECD HPI
Income tax %
15%
Tax code
CPI inflation %2.5%
Rent growth %/yr7%
Reno growth %/yr3.5%
In 60 mo:
Purchase power loss: 11.615 €
Your rent: 1.122 €/mo
Renovation: 11.877 €
Real deposit yield: -0.4%
● Infl.
Sign in to reveal the calculation
Free: «House» and «Bank» scenarios with full calculations. Educational what-if model, not investment advice.

Comparison Results

A · Own home
Buy a house & live in it
Capital change + avoided costs
12 mo-7.180 €
24 mo-3.642 €
60 mo8.633 €
Final capital108.633 €
CAGR nom ⓘ
+1.7%
CAGR real ⓘ
+1.5%
B · Deposit
Bank deposit
Net profit (rent +7%/yr)
12 mo-7.758 €
24 mo-16.164 €
60 mo-45.757 €
Final capital54.243 €
CAGR nom ⓘ
-11.5%
CAGR real ⓘ
-9.8%
C · Rentals x2
Two apartments to rent
Net profit (rent +7%/yr)
12 mo-709 €
24 mo4.526 €
60 mo22.535 €
Final capital122.535 €
CAGR nom ⓘ
+4.1%
CAGR real ⓘ
+3.7%
D · Reno cycle
Renovation cycle scenario
Net profit (rent +7%/yr)
12 mo-3.444 €
24 mo-7.273 €
60 mo-21.407 €
Final capital78.593 €
CAGR nom ⓘ
-4.7%
CAGR real ⓘ
-4.1%
E · Airbnb
Short-term let scenario
Net profit (rent +7%/yr)
12 mo-21.951 €
24 mo-29.367 €
60 mo-54.740 €
Final capital45.260 €
CAGR nom ⓘ
-14.7%
CAGR real ⓘ
-12.4%
Monthly dynamics
A · BUY A HOUSE & LIVE IN IT
+ House value growth27.058 €
− Purchase costs-5.600 €
− Maintenance for period-9.569 €
− Rent (construction) (6 mo)-4.868 €
= Net total8.633 €
B · BANK DEPOSIT
+ Deposit interest11.200 €
− Own rent for period-56.957 €
= Net total-45.757 €
C · TWO APARTMENTS TO RENT— highest value in this model (not a recommendation)
+ Rent income (no infl.)54.000 €
+ Apartment value growth27.058 €
− Maintenance+taxes-12.800 €
− Own rent for period-56.957 €
= Net total22.535 €
D · RENOVATION CYCLE SCENARIO
+ Flip income35.549 €
− Own rent for period-56.957 €
= Net total-21.407 €
E · SHORT-TERM LET SCENARIO
+ Rent income (no infl.)65.239 €
Long-term rent €/mo-48.000 €
− Maintenance+taxes-27.000 €
− Own rent for period-56.957 €
= Net total-54.740 €

Pricing

Simple, transparent pricing. Cancel anytime. 30-day money-back guarantee.

Educational what-if calculator. Not investment, financial, tax or legal advice.

Free

€0/month

  • ✓ Full calculator access
  • ✓ Compare real-estate scenarios side-by-side
  • ✓ Up to 2 saved scenarios
  • ✓ Multi-language UI

Pro

Recommended

€9.99/month

7-day free trial — cancel anytime, no charge if you cancel before it ends.

  • ✓ Everything in Free
  • ✓ Unlimited saved what-if scenarios
  • ✓ Daily calculation snapshots and history
  • ✓ PDF export
  • ✓ Priority support
Start 7-day free trial

Billed in EUR. VAT may apply. Payments handled by Paddle.